Terms of Use

2.1 Capital Allocation Services

Onlinelornivexa provides educational resources, tools, and guidance related to capital allocation strategies. Our services are designed to help users understand investment principles, risk management, and portfolio optimization techniques.

2.2 Educational Content

We offer learning programs, webinars, and educational materials focused on financial literacy and investment education. This content is provided for informational purposes only and does not constitute financial advice.

2.3 Service Limitations

Our services are educational in nature and do not include direct investment management, trading execution, or guaranteed financial outcomes. Users are responsible for their own investment decisions and should consult with qualified financial professionals as needed.

3.1 Account Requirements

Users must provide accurate and complete information when creating accounts or accessing our services. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3.2 Prohibited Activities

Users agree not to engage in the following activities:

• Violating any applicable laws or regulations
• Sharing account credentials with unauthorized parties
• Using our services for any illegal or fraudulent purposes
• Attempting to circumvent security measures or access restrictions
• Distributing malware, viruses, or other harmful software
• Engaging in activities that could harm our systems or other users

3.3 Content Usage

Users may access our educational content for personal use only. Redistribution, reproduction, or commercial use of our materials without written permission is prohibited.

4.1 Ownership

All content, materials, and intellectual property on our platform, including but not limited to text, graphics, logos, software, and educational materials, are owned by Onlinelornivexa or our licensors and are protected by copyright, trademark, and other intellectual property laws.

4.2 User License

We grant you a limited, non-exclusive, non-transferable license to access and use our services for their intended purpose. This license does not permit you to modify, distribute, or create derivative works from our content.

4.3 User-Generated Content

Any content you submit to our platform remains your property, but you grant us a worldwide, royalty-free license to use, modify, and display such content in connection with our services.

5.1 Data Collection

We collect and process personal information in accordance with our Privacy Policy and applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA).

5.2 Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction.

5.3 Third-Party Services

Our platform may integrate with third-party services for analytics, payment processing, or other functionality. Your use of these services is subject to their respective terms and privacy policies.

6.1 Educational Purpose

Our services are provided for educational purposes only. We do not provide personalized investment advice, and our content should not be considered as recommendations for specific financial decisions.

6.2 No Guarantees

We make no guarantees regarding the accuracy, completeness, or timeliness of our content. Financial markets are inherently risky, and past performance does not indicate future results.

6.3 Service Availability

We strive to maintain continuous service availability but do not guarantee uninterrupted access. We may perform maintenance, updates, or modifications that temporarily affect service availability.

7.1 User Termination

You may terminate your account at any time by contacting us or following the account closure procedures on our platform. Termination does not affect any rights or obligations that arose before termination.

7.2 Our Right to Terminate

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for violations of these terms or for any other reason we deem necessary to protect our platform or other users.

7.3 Effect of Termination

Upon termination, your right to use our services ceases immediately. Sections of these terms that by their nature should survive termination will continue to apply, including intellectual property rights, disclaimers, and governing law provisions.

8.1 Applicable Law

These terms are governed by and construed in accordance with the laws of Quebec, Canada, without regard to conflict of law principles.

8.2 Jurisdiction

Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Quebec, Canada.

8.3 Dispute Resolution

We encourage users to contact us directly to resolve any disputes. If direct resolution is not possible, disputes may be resolved through mediation or arbitration as provided by Quebec law.

9.1 Right to Modify

We reserve the right to modify these terms at any time. Significant changes will be communicated through our website, email notifications, or other appropriate means.

9.2 Effective Date of Changes

Modified terms become effective immediately upon posting unless otherwise specified. Your continued use of our services after modifications constitutes acceptance of the updated terms.

9.3 Notification of Changes

We will make reasonable efforts to notify users of material changes through email or prominent website notices. Users are responsible for reviewing terms periodically.